Kondova, GaliaRüegg, PatrikYang, Xin-SheSherratt, SimonDey, NilanjanJoshi, Amit2024-04-102024-04-102023978-981-19-1609-0978-981-19-1610-6https://doi.org/10.1007/978-981-19-1610-6_15https://irf.fhnw.ch/handle/11654/43345A central bank digital currency (CBDC) in comparison with other forms of digital money presents a direct claim on the issuing central bank. There are three architecture types of retail CBDCs, namely indirect CBDCs, hybrid CBDCs, and direct CBDCs, all based on blockchain technology. This paper briefly discusses these three types and outlines the major socio-economic effects this new e-government tool could have on the economy.en330 - Wirtschaft04B - Beitrag Konferenzschrift173-177