A credit rating model in a fuzzy inference system environment

dc.contributor.authorYazdi, Amir Karbassi
dc.contributor.authorHanne, Thomas
dc.contributor.authorWang, Yong J.
dc.contributor.authorWee, Hui-Ming
dc.date.accessioned2024-03-19T14:00:18Z
dc.date.available2024-03-19T14:00:18Z
dc.date.issued2019
dc.description.abstractOne of the most important functions of an export credit agency (ECA) is to act as an intermediary between national governments and exporters. These organizations provide financing to reduce the political and commercial risks in international trade. The agents assess the buyers based on financial and non-financial indicators to determine whether it is advisable to grant them credit. Because many of these indicators are qualitative and inherently linguistically ambiguous, the agents must make decisions in uncertain environments. Therefore, to make the most accurate decision possible, they often utilize fuzzy inference systems. The purpose of this research was to design a credit rating model in an uncertain environment using the fuzzy inference system (FIS). In this research, we used suitable variables of agency ratings from previous studies and then screened them via the Delphi method. Finally, we created a credit rating model using these variables and FIS including related IF-THEN rules which can be applied in a practical setting.
dc.identifier.doi10.3390/A12070139
dc.identifier.issn1999-4893
dc.identifier.urihttps://irf.fhnw.ch/handle/11654/42934
dc.identifier.urihttps://doi.org/10.26041/fhnw-6899
dc.issue7
dc.language.isoen
dc.publisherMDPI
dc.relation.ispartofAlgorithms
dc.rights.urihttps://creativecommons.org/licenses/by/4.0/
dc.spatialBasel
dc.subject.ddc330 - Wirtschaft
dc.titleA credit rating model in a fuzzy inference system environment
dc.type01A - Beitrag in wissenschaftlicher Zeitschrift
dc.volume12
dspace.entity.typePublication
fhnw.InventedHereYes
fhnw.ReviewTypeAnonymous ex ante peer review of a complete publication
fhnw.affiliation.hochschuleHochschule für Wirtschaftde_CH
fhnw.affiliation.institutInstitut für Wirtschaftsinformatikde_CH
fhnw.openAccessCategoryGold
fhnw.publicationStatePublished
relation.isAuthorOfPublication35d8348b-4dae-448a-af2a-4c5a4504da04
relation.isAuthorOfPublication.latestForDiscovery35d8348b-4dae-448a-af2a-4c5a4504da04
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