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Publikation Household saving in times of crisis(Springer, 2024) Höchle, Daniel; Graef, Frank; Hüttche, TobiasIn times of economic uncertainty, understanding household saving behavior is of particular importance to researchers and policymakers alike. We review the recent empirical literature on household saving over the life cycle, cross-sectional determinants of saving rates, and retirement saving, focusing on studies based on high-quality administrative data. We also discuss recent evidence on similarities in economic behavior and outcomes across generations. There are some common themes. While less financially savvy and low-income households are particularly at risk of under-saving, the literature also shows surprising differences in savings rates among financially well-off households. Individuals tend to exhibit present bias and inertia in their saving and consumption behavior and are strongly influenced by their upbringing and genetic predisposition.04A - Beitrag Sammelband