Development of a New Alternative Basic Insurance Model

Abstract

The health insurance system consists of two parts: the mandatory insurance (LAMal) and the voluntary supplementary insurance (LCA). In Switzerland, there are some screening preventive programs that cover expenses for breast cancer for women. However, the cantons can decide to adopt new screening programs. Therefore, a well-known health insurance company has been keeping an eye on the market and also on its competitors. The company plans to bring in the market a new basic insurance model with the aim of offering the possibility to do preventive medical checkups and additional valuable services.