Decision support for digital payment facilitation
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Author (Corporation)
Publication date
2025
Type of student thesis
Course of study
Collections
Type
04B - Conference paper
Editor (Corporation)
Supervisor
Parent work
Proceedings of the 5th Conference Society 5.0. Co-Existence Between Human Being and Machine Being. Volume 2
Special issue
DOI of the original publication
Series
Series number
Volume
Issue / Number
Pages / Duration
21-32
Patent number
Publisher / Publishing institution
Place of publication / Event location
San Benedetto del Tronto
Edition
Version
Programming language
Assignee
Practice partner / Client
Abstract
This research investigates digital payment facilitation in marketplace platforms (platform businesses) within the European Union (EU)'s regulatory framework, focusing on compliance and operational strategies when handling e-money. Plat-forms like Amazon, Uber and PayPal play a pivotal role in the digital economy but face challenges in managing payments under stringent regulations. The re-search addresses the decision-making gap for digital platforms considering in-house payment facilitation and selecting suitable financial licenses. An applica-tion-oriented artefact was designed and developed - a decision framework for marketplace platforms to guide decision makers in aligning with regulatory and operational demands. Evaluated through expert interviews, the framework proves its relevance and adaptability to evolving regulatory requirements. It serves as a practical tool that supports strategic decision-making and enhances competitive-ness in the field of digital finance. Additionally, it features an AI based explora-tory component for further research.
Keywords
Digital payments, Marketplace platforms, Regulatory compliance
Event
5th Conference Society 5.0
Exhibition start date
Exhibition end date
Conference start date
25.06.2025
Conference end date
27.06.2025
Date of the last check
ISBN
ISSN
Language
English
Created during FHNW affiliation
Yes
Strategic action fields FHNW
Publication status
Published
Review
Peer review of the complete publication
Open access category
Diamond
License
Citation
Gubin, S., Asprion, P., & Franck, B. (2025). Decision support for digital payment facilitation. In F. Corradini, K. Hinkelmann, B. Re, & H. Smuts (Eds.), Proceedings of the 5th Conference Society 5.0. Co-Existence Between Human Being and Machine Being. Volume 2 (pp. 21–32). https://doi.org/10.5281/zenodo.15703735